JA Our City® “Piggy Bank Savings Game” teaches valuable money lessons

Junior Achievement summer camp

Students playing the JA Our City “Piggy Bank Savings Game” during Police Athletic League’s summer camp.

Junior Achievement’s programs incorporate experiential learning to help students understand how what they are learning applies to the real world.

The “Piggy Bank Savings Game” in JA Our City® is one example of such learning.

There are three spaces to land on in the game: deposit, withdraw and That’s Life!, for which students make the corresponding transaction on their personal bank account sheets.

“Buy a hamster, tank, and wheel. Withdraw $45.”

“Wash and vacuum the family car. Deposit $10.”

After landing on a That’s Life! space, a card is drawn card containing a scenario – positive or negative – that can unexpectedly happen in real life: “It’s your birthday. You receive a check in the mail. Deposit $30” and “Oops! You go over your text message limit. Withdraw $20″ are two potential scenarios.

"Piggy Bank Savings Game" game board, part of JA Our City, Junior Achievement's middle-elementary grades program.

During JA Our City Session 3: A Place Where People Bank, students play the “Piggy Bank Savings Game” by making deposits and withdrawals on their personal bank account sheets.

Junior Achievement JA Our City Piggy Bank Savings Game

“I learned that saving money is important…I don’t always need to spend it on a new video game,” said Elijah, who participated in JA Our City® during summer camp at Police Athletic League.

The game reinforces the value of spending wisely and saving for a short-term or long-term goal. Students learn that unexpected events make a having savings account all the more important.

Each player starts with a balance of $250 and sees that amount go up and down throughout the game, depending on the spaces they land. The winner is the player who has the most money to buy something special at the end of play.

Elijah’s classmates helping him make a $20 deposit for his “That’s Life!” card that read, “Your old toys sell well at a garage sale.”

Elijah’s classmates helping him make a $20 deposit for his That’s Life! card: “Your old toys sell well at a garage sale.”

Navigating the game board

Having fun navigating the game board and, at the same time, learning to keep track of deposits and withdrawals.

Learn more about Junior Achievement’s hands-on programs for young people in kindergarten through 12th grade: click here to visit our website.