JA Personal Finance®
Students learn about:
- Earning money
- Spending money wisely through budgeting
- saving and investing money
- using credit cautiously
- protecting one’s personal finances
Following participation in the program, students will be able to:
- Recognize the fundamental elements of their personal finances: earnings, saving and investing, budgeting, credit, risk management, and giving.
- Apply these fundamental elements to a personal financial plan that allows them to set specific goals for their lifelong financial needs and desired quality of life.
Session One: Plan to Earn
Students learn that healthy personal finances take planning and managing. They begin to analyze major life events and issues that have financial implications.
Session Two: Saving for Life
Students analyze the role saving plays in their personal finances and how having a healthy savings plan is necessary in all phases of life.
Session Three: The Budget Game
Students investigate budgeting and why many people have difficulty staying within a budget.
Session Four: Credit Choices
Students analyze the importance of credit and the outcomes of wise and poor use of credit.
Session Five: Savvy Consumer
Groups work together to create public service announcements (PSAs) to inform each other of risks they could face in their finances and identify ways to protect themselves from potential loss.
Bring JA Personal Finance to your classroom!
At your invitation, we help arrange for business people and local community leaders to visit your classroom a few times or throughout the semester. Request JA Personal Finance for your classroom today at JAjax.com.
Become a JA Volunteer!
Join Junior Achievement’s national network of more than 213,000 volunteers and help students in your community connect the dots between what they learn in school and the “business of life”— work readiness, entrepreneurship, and financial literacy. Visit JAjax.com to learn how you can become a JA Volunteer.